Terms and Conditions

Welcome to Ivo.pm. These terms and conditions govern your use of our website and services. By accessing or using Ivo.pm, you agree to be bound by these terms.

1. Acceptance of Terms
By using Ivo.pm, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree to these terms, you must not use Ivo.pm.

2. Use of Website
You agree to use Ivo.pm only for lawful purposes. You are prohibited from engaging in any activity that could damage, disable, overburden, or impair the website or its functionality.

3. Intellectual Property
All content on Ivo.pm, including text, graphics, logos, images, and software, is the property of Ivo.pm or its licensors. You may not reproduce, distribute, modify, or create derivative works from this content without our prior written consent.

4. Free Content
The free articles and videos on Ivo.pm are provided for informational purposes only. We make no representations or warranties about the accuracy, completeness, or suitability of the information contained therein.

5. Paid Content
For paid content, including courses and consulting services, separate terms and conditions apply. Please refer to the specific terms associated with each paid offering.

6. Limitation of Liability
In no event shall Ivo.pm be liable for any damages arising from your use of or inability to use Ivo.pm, including but not limited to direct, indirect, incidental, special, or consequential damages.

7. Governing Law
These terms and conditions shall be governed by and construed in accordance with the laws of Bulgaria.

8. Changes to Terms
We may update these terms and conditions from time to time. Any changes will be posted on this page, and your continued use of Ivo.pm signifies your acceptance of the revised terms.

9. Contact Us
If you have any questions or concerns regarding these terms and conditions, please email hi@ivo.pm.